Selasa, 27 Juli 2010

[Z609.Ebook] PDF Ebook How to Raise and Train your Rottweiler Puppy or Dog to be Great, by Vince Stead

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How to Raise and Train your Rottweiler Puppy or Dog to be Great, by Vince Stead

1. The Characteristics of a Rottweiler Puppy or Dog 2. How to Stop Your Rottweiler From Jumping Up On People 3. Some Helpful Tips for Raising Your Rottweiler Puppy 4. What You Should Know About Puppy Teeth 5. How to Crate Train Your Rottweiler 6. When Your Rottweiler Makes Potty Mistakes 7. How to Teach your Rottweiler to Fetch 8. Make it Easier and Healthier for Feeding Your Rottweiler 9. When Your Rottweiler Has Separation Anxiety, and How to Deal With It 10. When Your Rottweiler Is Afraid of Loud Noises 11. How to Build A Whelping Box for a Rottweiler or Any Other Breed of Dog 12. Are Rawhide Treats Good for Your Rottweiler? 13. How to Stop Your Rottweiler From Eating Their Own Stools 14. Why Your Rottweiler Needs a Good Soft Bed to Sleep In 15. How to Stop Your Rottweiler From Running Away or Bolting Out the Door 16. Some Helpful Tips for Raising Your Rottweiler Puppy 17. How to Socialize Your Rottweiler Puppy

  • Sales Rank: #4463182 in Books
  • Published on: 2015-05-29
  • Released on: 2015-05-29
  • Original language: English
  • Number of items: 1
  • Dimensions: 9.00" h x .43" w x 6.00" l, .57 pounds
  • Binding: Paperback
  • 170 pages

About the Author
Vince Stead is the author of over 20 books, and has been raising dogs for over 25 years now.

Most helpful customer reviews

9 of 9 people found the following review helpful.
Book Review
By DeboT
This is the worst excuse for a book that I have ever bought. The grammar is horrible and paragraphs (sentences) are simply repeated from section to section. Don't waste your money. How this product was allowed to be sold is beyond my comprehension.

5 of 5 people found the following review helpful.
I want a refund
By Ranaana
This book was one of the worst I have read in a long time! Grammar was terrible, repeat after repeat on the same thing. It didnt flow and bounced all over the place. I looked up the other books by same author and he basically takes the breed name and plugs it in all the material is the same for all the breeds. dont waste your time reading this book.

2 of 2 people found the following review helpful.
Don't be fooled by the cover.
By Goldie Kagan
Poorly written and too repetitive. Also, too may typos and too many incomplete sentences. Although he has some good training methods, he lacks in good content.

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Jumat, 23 Juli 2010

[J384.Ebook] Get Free Ebook Evolution of the Feminine Mystique: Searching for Happily Ever After, by Malia A. Litman

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Evolution of the Feminine Mystique: Searching for Happily Ever After, by Malia A. Litman

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Evolution of the Feminine Mystique: Searching for Happily Ever After, by Malia A. Litman

The single greatest challenge for women today is finding the right balance between personal and professional life. The third wave of feminism is here. Mastery of the third wave depends on searching for your personal happily ever after. Prophetically, Betty Friedan compared the feminist revolution to evolution, when she said: “The feminist revolution had to be fought because women quite simply were stopped at a state of evolution far short of their human capacity.” Now that we have reached the absolute limit of our human capacity we need help! Unlike any other, this book gives women permission to re-define success without apologizing for our choices. If we are to survive, we must evolve. Instead of feeling empowered we are feeling tired. Instead of feeling successful at home and work, we are feeling frustrated that there is never enough time to do all that needs to be accomplished personally and professionally. Illnesses that are stress-related are occurring nearly twice as often in women as men. Instead of trying to “have it all” at the same time, we should be searching for our happily ever after. The Evolution of the Feminine Mystique is a compass for women. The ultimate destination will be different for every woman. However with the right tools, every woman can reach her Happily Ever After.

  • Sales Rank: #3079115 in Books
  • Published on: 2015-09-01
  • Original language: English
  • Number of items: 1
  • Dimensions: 9.00" h x .74" w x 6.00" l, .97 pounds
  • Binding: Paperback
  • 328 pages

About the Author
Growing up in the '60s with three brothers, Malia Litman learned skills essential to survival in a man's world. As a Registered Nurse she learned to take orders from men. As a college instructor of Business Law she learned to compete with men. As a Senior Trial Partner at a major law firm in Dallas she earned the respect and admiration of men. When she became a stay-at-home mother she experienced the elation, the embarrassment, and exhaustion of being "just a mom." Now that her children are grown, Malia has evolved into a political blogger with over 4.5 million views. She is a woman's advocate, a philanthropist, in-house-counsel, author and Diplomate of the American Institute of Stress.Malia suffers from M.S., an autoimmune disease more common in women than men and exacerbated by stress; yet Malia has found her Happily Ever After. Her hope is that the Evolution of the Feminine Mystique will provide an assist to every woman searching for theirs.

Most helpful customer reviews

3 of 3 people found the following review helpful.
Malia highlights the dilemmas women currently face when attempting to ...
By Joe Banks
Malia highlights the dilemmas women currently face when attempting to balance work and home life responsibilities. It takes a very strong woman to fairly evaluate her work/child care options given her unique situation and then make a decision and execute with confidence irrespective of what others think. The chapter on perceptions was particularly insightful and very true. There will always be multiple perceptions of a particular choice. Women do need to support each others' choices instead of criticizing others regardless of how different the choices are because the primary message to be absorbed is that each woman should define what her 'happily ever after' means. And as Malia points out throughout the book, women can always make a different choice later, if circumstances and/or needs of the family change.

3 of 3 people found the following review helpful.
A Woman's Choice
By Miki Schulman
I am a woman who lived through repression, enlightenment, freedom to choose and the realization that women can have it all, but as Malia Liman says "not at the same time". This book is a gem, filled with interesting statistics about how far women have come in 40 years and the long road still ahead. Malia's personal journey is fascinating. I highly recommend this book for all women 16-96, it is a great reminder of who we were, who we are and who we can be.

3 of 3 people found the following review helpful.
The Boomer Generation Vindication
By Mary Z. Lewis
Being part of the boomer generation, I was catch between two worlds. One of submission to my patriarchal dominance, and one to the draw of Gloria Steinem's rebellion to such control. I was unaware there were more choices. Malia has captured the true meaning of feminine freedom with humor, deep insight and a fresh approach to what it means to be a real woman. So glad this book is finally available to women of all ages. Great book, Malia. Thanks!

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Kamis, 22 Juli 2010

[K439.Ebook] Free Ebook On the Edge of Success (Wadsworth College Success), by Marmy A. Clason, John A. Beck

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On the Edge of Success (Wadsworth College Success), by Marmy A. Clason, John A. Beck

ON THE EDGE OF SUCCESS presents a reorganization and expansion of student success fundamentals targeted specifically to students that are on academic probation or at-risk for failing. This book works to help these students modify both academic and personal attitudes and behaviors that have impeded their success in college. ON THE EDGE OF SUCCESS is written in a style that is less academic than some study skills guides but does not talk down to students. It gives students positive encouragement to feel better about whom they are and to stretch their academic abilities. ON THE EDGE OF SUCCESS presents practical ideas, exercises and many opportunities for practice and application of new skills in many aspects of students' lives.

  • Sales Rank: #1191354 in Books
  • Brand: Brand: Cengage Learning
  • Published on: 2002-05-21
  • Original language: English
  • Number of items: 1
  • Dimensions: 10.75" h x 8.75" w x .50" l, .84 pounds
  • Binding: Paperback
  • 176 pages
Features
  • Used Book in Good Condition

Review
1. See Yourself on the Edge of Success. 2. Discover Your Habits. 3. Begin to Change. 4. Manage Your Time Effectively. 5. Make the Most of Your Resources. 6. Learn About Your Learning Style. 7. Read to Remember. 8. Take Effective Notes. 9. Score on Your Exams. 10. Write to Make an Impression. 11. Enjoy a Healthy Lifestyle. 12. Value Successful Relationships. 13. Step Up to Greater Success.

About the Author
Marmy Clason has taught undergraduate courses for the last 10 years and has been involved with the first-year experience movement at a Christian liberal arts university for the last 7 years. She has frequently spoken about the first-year experience and effective college teaching in a variety of national settings. With John Beck, Clason co-authored ON THE EDGE OF SUCCESS (Wadsworth 2003) in support of college students who are on academic probation.

John Beck earned a Ph.D. in theology from Trinity International University. He has taught for 15 years at a Christian liberal arts university where he directed the first-year experience program. Beck is frequently invited to speak on the topics of first-year orientation and effective teaching in the college classroom, particularly at the National Conference for the First-Year Experience and Students in Transition. He is published both in the areas of biblical studies and first-year experience.

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0 of 1 people found the following review helpful.
Three Stars
By Jeremy Peche
Good for classes, not as much so when you leave the class

0 of 0 people found the following review helpful.
Five Stars
By Jenny
Very helpful for college & life

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Senin, 19 Juli 2010

[C541.Ebook] Download Rootabaga Stories, by Carl Sandburg

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Rootabaga Stories, by Carl Sandburg

  • Sales Rank: #5545109 in Books
  • Published on: 1961
  • Binding: Hardcover

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Minggu, 18 Juli 2010

[E173.Ebook] Get Free Ebook The Real Politics of the Horn of Africa: Money, War and the Business of Power, by Alex de Waal

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The Real Politics of the Horn of Africa: Money, War and the Business of Power, by Alex de Waal

The Real Politics of the Horn of Africa delves into the business of politics in the turbulent, war-torn countries of north-east Africa. It is a contemporary history of how politicians, generals and insurgents bargain over money and power, and use of war to achieve their goals.

Drawing on a thirty-year career in Sudan, Ethiopia, Eritrea and Somalia, including experience as a participant in high-level peace talks, Alex de Waal provides a unique and compelling account of how these countries? leaders run their governments, conduct their business, fight their wars and, occasionally, make peace. De Waal shows how leaders operate on a business model, securing funds for their ?political budgets? which they use to rent the provisional allegiances of army officers, militia commanders, tribal chiefs and party officials at the going rate. This political marketplace is eroding the institutions of government and reversing statebuilding?and it is fuelled in large part by oil exports, aid funds and western military assistance for counter-terrorism and peacekeeping.

The Real Politics of the Horn of Africa is a sharp and disturbing book with profound implications for international relations, development and peacemaking in the Horn of Africa and beyond.

  • Sales Rank: #138271 in Books
  • Published on: 2015-10-12
  • Original language: English
  • Number of items: 1
  • Dimensions: 9.05" h x .85" w x 6.05" l, .0 pounds
  • Binding: Paperback
  • 220 pages

Review

"The foremost Western analyst of the Horn of Africa, Alex de Waal provides a superb account of the region's highly interdependent and often troubling politics. He combines an anthropologist's attention to local contexts with a political economist's analysis of transnational entanglements of markets, power struggles, and war. Often disturbing, even though de Waal seeks reasons to be hopeful, but a must read."
Craig Calhoun, London School of Economics and Political Science

"An outstanding book. The author's knowledge of the topic and region is unrivalled, and enlivened and enlightened by his personal experience and anecdotes"
P?draig Carmody, Trinity College, Dublin

About the Author
ALEX DE WAAL is Executive Director of the World Peace Foundation and a Research Professor at The Fletcher School, Tuft?s University.

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0 of 1 people found the following review helpful.
Five Stars
By Falastine Ahmed Iman
If you are interesting in East Africa you should read this. Very knowledgeable!

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Kamis, 15 Juli 2010

[G140.Ebook] Get Free Ebook Water and Wastewater Engineering: Design Principles and Practice

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Water and Wastewater Engineering: Design Principles and Practice

  • Sales Rank: #3934176 in Books
  • Published on: 1900
  • Binding: Paperback

Most helpful customer reviews

2 of 2 people found the following review helpful.
Great book for beginners and as reference for professionals
By David Willian Berri
Delivered on time, it was taken good care so, no issues. The book itself is really good. There are lots of problems and the explanations thought the chapters are simple and straight forward with examples for every subject.

0 of 0 people found the following review helpful.
:-) :-)
By Earl Phillips
This is an outstanding reference. :-)

11 of 11 people found the following review helpful.
International vs Professional edition
By Harry N
In this review I just want to inform the difference between the international edition and the professional edition.

The international edition has 20 chapters and the professional edition has 28 chapters. The chapters that are not covered in the international edition are:
- Intake structures
- Wells
- Chemical handling and storage
- Removal of specific constituents
- Drinking water plant process selection and Integration
- Storage and distribution systems
- Sanitary Sewer design
- Clean water plant process selection and integration

I thought that this was important information in case that someone is thinking in buy one edition or the other. I noticed that until I bought the international edition.

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Rabu, 14 Juli 2010

[V402.Ebook] Fee Download Exalting Jesus in Song of Songs (Christ-Centered Exposition Commentary), by Dr. Daniel L. Akin

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Exalting Jesus in Song of Songs (Christ-Centered Exposition Commentary), by Dr. Daniel L. Akin

Exalting Jesus in Song of Songs is one volume in Christ-Centered Exposition Commentary series. This series affirms that the Bible is a Christ-centered book, containing a unified story of redemptive history of which Jesus is the hero. It’s presented as sermons, divided into chapters that conclude with a “Reflect & Discuss” section, making this series ideal for small group study, personal devotion, and even sermon preparation. It’s not academic but rather presents an
easy-reading, practical and friendly commentary. The series is projected to be 48 volumes.

  • Sales Rank: #171998 in Books
  • Brand: B & H Publishing Group
  • Published on: 2015-02-01
  • Original language: English
  • Number of items: 1
  • Dimensions: 8.25" h x .93" w x 5.50" l, .60 pounds
  • Binding: Paperback
  • 288 pages

Review

Few books of the Bible offer greater difficulty and more reward for a pastor than the Song of Songs. Danny Akin, with the skill of a theologian and the sensitivity of a pastor, deftly balances the practical, Christological, and poetic nuances of this incredible book. Every pastor will want to have this volume on his shelf. Teaching Solomon’s majestic song, in the manner God intended, will provide a richly rewarding experience for any church.

J.D. Greear, Ph.D., Author of Jesus, Continued…Why the Spirit Inside You Is Better Than Jesus Beside You and Gospel: Recovering the Power that Made Christianity Revolutionary



It's one thing to know Bible stories; it's another to know the story of the Bible. It's one thing to be aware of the story's many heroes; it's another to have met the Hero himself. From the Old Testament that anticipates him, to the Gospels that manifest him, to the Book of Acts that proclaims him, to the Epistles that explain him, and to the Book of Revelation that tells of him coming again, your Bible is about Jesus. That's why I love the vision of the Christ-Centered Exposition Commentary series. It models for preachers and teachers how to proclaim—with pastoral focus and exegetical care—the beauty of the gospel from every page of Scripture.

Matt Smethurst
Associate Editor for The Gospel Coalition

Few things are more important for faithful biblical interpretation than reading Scripture in light of its master narrative. The Christ-Centered Exposition series aims to do just that.� In a postmodern age, these commentaries provide pastors and lay people an invaluable resource that is unswervingly committed to the authority of Scripture and the centrality of the Gospel in the Bible’s storyline.

Dr. R. Albert Mohler Jr., President
The Southern Baptist Theological Seminary

About the Author
Daniel L. Akin is the president of Southeastern Baptist Theological Seminary in Wake Forest, North Carolina. He holds a Ph.D. in Humanities from the University of Texas at Arlington and is the author or editor of numerous books and Bible commentaries including Theology for the Church and the New American Commentary on 1, 2, and 3 John.

Most helpful customer reviews

2 of 3 people found the following review helpful.
Sound hermeneutic, sound application
By Jose Maria De Rus
As found at: blogdebiblias.wordpress.com

Approaching and interpreting the book of Song of Songs is for brave preachers, who want to seek a biblical ground for Christian lovers. A well-balanced love comprises romanticism, erotism and Christian piety. Daniel Akin searches for these three in his book.

Another point is interpreting the book rightly, using hermeneutics tools at our hand in order not to destroy the message of the book. Some schools of interpretation see an allegory and typology along the book; other schools point the erotic content of the book; and others see the romantic love flowing from the book itself. Which is Daniel Akin’s approach?

Well, it is not easy to say in one word and in one post in a brief review. He is a well-documented interpreter, following a Christ-centered interpretation and guiding us together with him in the search of the text meaning. But to what extent can be the Christ-centered interpretation accurate with some Bible passages? At a first sight one may suppose he will allegorize the text, but when you study the book you realize the main point is searching the natural interpretation of hebrew poetry and then search in every unit of thought a Christ-centered application. And this approach is respectful and faithful to the Bible text. So, he doesn’t follow the allegoric-typological school. As David Peterson states regarding the Christian application:

“First we must ask how the text applies to the person and work of Christ. Then we can begin to see how it applies to Christians through Christ or because of Christ” (Christ and His People in the Book of Isaiah, 16)

He follows a six-fold structure:

Main Idea (following Merida’s idea M.I.T.)
Outline
Exposition
Practical applications
How does this text exalt Christ?
Reflect and discuss
This pattern makes easy to study the book, helping the student to know what is he studying in every moment. So it is useful for seminary students or home students.

As regard the style, it is an easy-to-read book, with abundant illustrations, anecdotes and quotes which give freshness to the verse-by verse commentary.

In brief, what is really inspirational in this book is a well-balanced exposition which comprises sound hermeneutics and guides to a sound application. The fluency and accuracy of his thoughts makes this book a must-have in every Bible student’s desk.

0 of 0 people found the following review helpful.
Mr Akin does a great job here
By B & T Krueger
Mr Akin does a great job here. Each section goes into exploring the text: context, setting, cultural references. Then he gives a lot of practical suggestions for applying what were reading. He ends each chapter with how the song really reflects Christ and our relationship with him as our bridegroom. An excellent guide.

0 of 0 people found the following review helpful.
Akin is an amazing communicator--funny, passionate
By Steven R. Robertson
GET. THIS. BOOK. Dr. Akin is an amazing communicator--funny, passionate, knowledgeable, and steadfastly devoted to Jesus. This book will no doubt encourage you to love your spouse and love the Bridegroom more.

I can't recommend this book highly enough. So good.

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Minggu, 11 Juli 2010

[Q861.Ebook] Ebook Free The Hermeneutics Reader: Texts of the German Tradition from the Enlightenment to the PresentFrom Brand: Bloomsbury Academic

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The Hermeneutics Reader: Texts of the German Tradition from the Enlightenment to the PresentFrom Brand: Bloomsbury Academic

Essays discuss reason and understanding, interpretation, language, meaning, the human sciences, social sciences, and general hermeneutic theory.

  • Sales Rank: #298663 in Books
  • Brand: Brand: Bloomsbury Academic
  • Published on: 1988-03-01
  • Released on: 1988-03-01
  • Original language: English
  • Number of items: 1
  • Dimensions: 228.60" h x .81" w x 6.00" l, 1.30 pounds
  • Binding: Paperback
  • 392 pages
Features
  • Used Book in Good Condition

Review
"A much needed contribution to a growing area of philosophical awareness....Mueller-Volmer's reader is a well-translated collection of classic primary sources: Schleiermacher, Dilthey, Heidegger, and Gadamer; Boeckh, Bultmann, Habermas, Ingarden, Apel, Humboldt, Droysen, and Chladenius are included as well....The work includes an excellent bibliography, and is highly recommended."—Choice

"An extremely valuable collection of readings for anyone interested in hermeneutic theory....Complementing the excellence of the selections is a 57-page introductory essay by the editor, describing the key contributions of each author to hermeneutic theory. It is a sound, well-informed, and critically sharp treatment of the entire tradition."—The European Studies Journal

Language Notes
Text: English, German (translation)

About the Author
Kurt Mueller-Vollmer is Emeritus Professor of German Studies and Humanities at Stanford University

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0 of 0 people found the following review helpful.
Great selections to introduce readers to the various themes and ...
By ArmchairPuddy
Great selections to introduce readers to the various themes and trajectories of hermeneutics. Also, a very compelling introduction that teases out issues in hermeneutics that are still relevant today.

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Secrets of the German Sex Magicians: A Practical Handbook for Men and Women (Llewellyn's Tantra & Sexual Arts Series), by Frater U.D.

Direct the tremendous amount of power released during sexual intercourse to magical and practical ends with the aid of the occult secrets in this book! Techniques and exercises explain how to transfer sexual energy to heal your partner, magically charge amulets and much more -- frankly and explicitly!

  • Sales Rank: #1763935 in Books
  • Published on: 1995-10-08
  • Original language: English
  • Number of items: 1
  • Dimensions: 9.25" h x 6.25" w x .75" l,
  • Binding: Paperback
  • 240 pages

About the Author

Frater U∴D∴ (Belgium), founder of Pragmatic and Ice Magic, is Europe's best known practical magician and contemporary occult author. He has written more than twenty-five books. Among his translations are the books of Peter Carroll and Ramsey Dukes, and Aleister Crowley's Book of Lies.

Most helpful customer reviews

1 of 1 people found the following review helpful.
Spiritual explosion...
By louis seafair
Classic. After going through years of tantra, this was the book that took it to another level!

12 of 12 people found the following review helpful.
The best work on the subject to date
By Christopher R. Travers
Since I recommended this book in my reviews of Louis Culling's and Christopher Hyatt's works on the subject, I figured I should re-read and review this book.

This is a very adult book in several senses of the term. Obviously books dealing with exploring sexuality tend to be seen as "adult" but this one is adult in another sense. It includes a very mature view of human sexuality generally and of magic(k) generally. Whether or not you intend to practice sex-magic this is a book worth owning.

Most of this book is taken up with topics like "handling sexuality intelligently" and training exercises along with advice on magic in general. He covers sexuality and magic separately, only bringing them together in the final two chapters of the book. In short the author tackles genuinely difficult subject fraught with many perils (the occult poses dangers of self-deception as does sexuality), and delivers with a masterpiece of classic proportions.

The coverage in this book is wide-ranging, from uses and problems with affirmations and positive thinking to sigil magic, and from necessities and dangers of sexual fantasy through a wide range of sex-magical workings.

Very highly recommended.

24 of 24 people found the following review helpful.
One Of The Best Sex Magic Books Available
By A Customer
One of the few books by this publisher that is actually worth reading. Very well researched. The author comes from an open-minded, pragmatic and rational school of thought which is rare in this particular subject. No moralistic preaching here.
The book takes you through a series of physical and mental exercises designed to prepare the student for proper magical advancement (with the focus being on sex magic of course). Other topics discussed include: Sex with demons, the use of "deviant" sexual practices in ritual, telepathic sex, a crash course in ensigilization of desire, etc.
Even though the quality of the information presented here is exellent, I have only given the book a 4 star rating because some fundamental aspects of sex magic are missing in order to make for a complete treatise on the subject (see Liber Kaos by Peter Carroll).

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Secrets of the German Sex Magicians: A Practical Handbook for Men and Women (Llewellyn's Tantra & Sexual Arts Series), by Frater U.D. PDF
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Secrets of the German Sex Magicians: A Practical Handbook for Men and Women (Llewellyn's Tantra & Sexual Arts Series), by Frater U.D. PDF
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Rabu, 07 Juli 2010

[Q807.Ebook] PDF Ebook The Power of Zero: How to Get to the 0% Tax Bracket and Transform Your Retirement, by David McKnight

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The Power of Zero: How to Get to the 0% Tax Bracket and Transform Your Retirement, by David McKnight

The Power of Zero: How to Get to the 0% Tax Bracket and Transform Your Retirement, by David McKnight



The Power of Zero: How to Get to the 0% Tax Bracket and Transform Your Retirement, by David McKnight

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The Power of Zero: How to Get to the 0% Tax Bracket and Transform Your Retirement, by David McKnight

There’s a massive freight train bearing down on the average American investor, and it’s coming in the form of higher taxes. The United States Government has made trillions of dollars in promises for programs like Social Security and Medicare it simply can’t afford to keep. The only way to deliver on these promises is to raise taxes. It’s simple math. Some experts have even suggested that tax rates have to double just to keep our country solvent. Unfortunately, if you’re like most Americans, you’ve saved the majority of your retirement assets in tax-deferred vehicles like 401(k)s and IRAs. If tax rates go up, how much of your hard-earned money will you really get to keep? In David McKnight’s ground breaking book The Power of Zero, he provides you with a step by step roadmap on how to get to the 0% tax bracket, effectively eliminating tax rate risk from your retirement picture. Why is the 0% tax bracket so powerful? Because if tax rates double, two times zero is still zero! The day of reckoning is fast approaching. Are you ready to do what it takes to experience the power of zero?

  • Sales Rank: #6060 in Books
  • Published on: 2014-01-22
  • Original language: English
  • Number of items: 1
  • Dimensions: 9.00" h x .24" w x 6.00" l,
  • Binding: Paperback
  • 104 pages

About the Author
David McKnight graduated from Brigham Young University with Honors in 1997. He is a nationally recognized speaker and his popular workshop “The Power of Zero” has been seen by thousands of Americans from coast to coast. This workshop was recently showcased at Forum 400, an annual gathering of the top 1% of financial advisors in the nation. In 2014, David will be a Focus Speaker at the world wide annual conference for Million Dollar Roundtable in Toronto, Canada. David has trained thousands of advisors on the power of the zero percent tax bracket and currently serves as mentor to an exclusive group of financial advisors from across the country. He is the President of David McKnight & Company located in Mequon, Wisconsin. David is very involved with his family, church and community. He currently resides in Grafton, Wisconsin with his wife Felice and their six children. Learn more at www.thepowerofzeropercent.com

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16 of 18 people found the following review helpful.
A Definite Must Read!
By Paula Brennan
Everyone who listens to mainstream financial advisors is in for an unpleasant surprise at retirement time! It's not how much you make that counts, it's how much you keep! David McKnight shows you how to position your assets so taxes won't erode the wealth you've built for your family. Keep more of the hard-earned money you've saved in your pocket and not give it up to Uncle Sam, who, by the way, is broke!

39 of 52 people found the following review helpful.
Minimizing taxes in retirement with reservations
By Fascinated explorer
McKnight thinks that taxes are very likely to increase. To protect your retirement income he feels it is necessary to target a 0% tax bracket in retirement. He aims for a taxable income small enough that you would be covered by your personal exemptions and the standard deduction, currently about $20,000. If you achieved then there is no tax on your Social Security income. The author brings up some excellent points. In particular the fact that large accumulations in tax-deferred accounts can generate large MRD requirements after you reach 70.5 years old. This in turn can make most of social security payments taxable, it’s similar to double taxation. He suggests thinking of three portions or buckets of investment resources. The first bucket is 6 months income. This is to protect against adversity, and is taxable.

The second is the tax-deferred bucket, which would contain IRAs, 403b, etc. After you retire and reach 70.5 years old you are required to take out a minimum required distribution each year. If you have a large accumulation then the taxable MRD can be quite large and can cause your Social Security income to be taxable. He suggests moving as much as possible of this money from the IRA or other retirement account into a tax-free bucket such as the Roth IRA.

The third is the tax free bucket made up of a Roth IRA and the life insurance retirement plan (LIRP), and some possible tricks you might be able to do with your IRA or other plans. The Roth IRA is the least controversial and a great deal, but is very limited in the amount you can contribute while working. In retirement you can contribute up to the amount you earn working. Since most people don’t work in retirement they cannot contribute anything. However 403b and other deferred accounts can be converted to a regular IRA then the money is converted to a Roth IRA. This process requires you to pay Federal tax and probably State tax on this conversion.

His argument is that this is worthwhile since he believes that taxes are currently lower than they will be in the future. So converted funds overall will require less taxes now than you would pay on MRD in retirement, and could keep your Social Security benefits untaxed. This strategy might allow you to pay fewer regular taxes and keep Social Security benefits from being taxed. It also has the advantage that the Roth is not subject to estate taxes.

His other suggestion is to use a life insurance retirement plan, LIRP, that could possibly serve as life insurance, long-term health insurance, a source of possibly untaxed return of funds. The money in the insurance policy can be invested in various ways all of which supposedly tax exempt. He considers the long term cost us about 1 �% over long time periods for this type of annuity. Most other estimates are much higher for these costs.

Although there appeared to be advantages to this annuity generally these plans are in reality found to be restricted, costly, and very difficult to get out of. If you search the Bogleheads site with the title of this book you’ll find a wide-ranging discussion on the disadvantages of this type of insurance plan. In particular the author appears to have connections with the insurance area. This is an area with some possibilities, but they are complicated instruments that are difficult to understand, and have a lot of potential problems.

6 of 7 people found the following review helpful.
Wall Street Is Totally Missing It!
By Rick White, American Planning Group, Inc.
David hits the nail on the head with this book. Wall Street is totally clueless when it come to strategic planning to avoid making the IRS and State Taxing Authorities a partner in your retirement plan. This is an absolute must read for anyone who is serious about keeping more of what they actually make!

See all 172 customer reviews...

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Senin, 05 Juli 2010

[P632.Ebook] Free Ebook The Improbability Principle: Why Coincidences, Miracles, and Rare Events Happen Every Day Paperback February 14, 2015, by David J. Hand

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The Improbability Principle: Why Coincidences, Miracles, and Rare Events Happen Every Day Paperback February 14, 2015, by David J. Hand

  • Published on: 1605
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